17-07-2016, 04:34 PM
21
Re: Fuming, failed credit check.
Originally Posted by Tpin
->
@Malcolm & Realspeed My mobile phone is essential, I have to have one.
My yearly mobile bills used to be in excess of £3k and my business landline even more,!until all inclusive packages became available which resulted in my annual bill being £370 all in, no need for my business landline except for Internet access.
My complaint is that I now have a lot of hassle getting my credit report corrected because some numpty hasn't realised my mortgages have been paid off in full.
Meg is quite correct, let the C&G sort the problem out for you with the credit rating people and Virgin mobile and tell them to let you know when it's done.
This problem is not of your making.
17-07-2016, 04:36 PM
23
Re: Fuming, failed credit check.
Originally Posted by Meg
->
Sounds like one department not talking to another 
The payment couldn't be collected because the standing order was cancelled and the department that deals with payments didn't realise the mortgage was paid off.
They probably do now, but too late bad credit check already implemented.
I would give C&G a rocket tomorrow and some redress is in order in the form of compensation.
17-07-2016, 04:37 PM
24
Re: Fuming, failed credit check.
Wrong by not keeping up mortgage payments it is his problemPosted
Quote " Two missed mortgage payments to Cheltenham & Gloucester" unquote
Don't think I am not unsympathic but one must realise the consequences of slipping up on a financial transaction.
Sue and I often went without, even food, to make sure we had enough money in the bank each month to pay our mortgage
A mobile phone is a luxury not really a necessity, there are still phone boxes one can use
17-07-2016, 04:45 PM
25
Re: Fuming, failed credit check.
Originally Posted by realspeed
->
Wrong by not keeping up mortgage payments it is her problemPosted
Two missed mortgage payments to Cheltenham & Gloucester
Don't think I am not unsympathic but one must realise the consequences of slipping up on a financial transaction.
He is not a her.
I didn't miss ANY payments.
I sold one of my houses a few months ago, out of the profits I paid both mortgages off, the house I sold and the remaining house I now live in.
This left me mortgage free.
The mortgage company has filed 2 missed payments, June and July, I had no mortgages in June and July, they'd been paid off in FULL.
17-07-2016, 04:47 PM
28
Re: Fuming, failed credit check.
In which case send copies of all mortgage payments to the phone lender showing you didn't default.As i said I am not unsympathic by any means, however it is up to you find out why they have a bad credit rating on you and then prove by bank statements they were wrong
17-07-2016, 04:48 PM
30
Re: Fuming, failed credit check.
Originally Posted by Tpin
->
Right....read carefully.He is not a her.
I didn't miss ANY payments.
I sold one of my houses a few months ago, out of the profits I paid both mortgages off, the house I sold and the remaining house I now live in.
This left me mortgage free.
The mortgage company has filed 2 missed payments, June and July, I had no mortgages in June and July, they'd been paid off in FULL.
its all in the way you had put your first post ..that led to the miss understanding ..
|
|
