06-01-2014, 07:17 PM
11
Re: Daily spend diary.
Fab, there are a fair few of us then! Martin Lewis would be proud of us.Seems to be a generational thing. My older sister admits to doing it, and I tried to get mum to do the same.
Yes the regular diary does flag up price increases, and the varying costs of vegetables, for example. I also know that a pint of milk in a large supermarket is .49p but in Co-op it's .57p. Bread costs can vary too.
Yes, I have to admit food does get thrown away if I buy too much or don't cook as much as I should, letting it go off. But I do my best to find the cheaper options.
I have quite a few relations who would benefit from keeping a diary, I tell you!!
07-01-2014, 09:37 AM
14
Re: Daily spend diary.
I utilise the 'spreadsheet' facility in 'Windows Office' and run an income/expenditure double entry book keeping system which I cross check against my monthly bank statement so that I can tell to the 1p exactly how much money I have and how much I have spent on what and where.
07-01-2014, 12:35 PM
15
Re: Daily spend diary.
Originally Posted by Jazzi
->
Do you bother to keep a check on what you spend?For a few years now I have kept a record, in a small notebook for each month, of every single penny I spend. I did start to put it on a sreadsheet, but then got out of that habit.
Looking at it I can tell you that currently all these expenses amount to $220 a fortnight and that February is the worse month when a lot of bills coincide and I shell out $1200 whereas the best month is June when I pay out a mere $79. How's that for totally useless info?
Recently one of my sons asked me for help budgeting and coincidentally I came across a little book for a few bucks in Big W designed to record all personal expenditure. I bought him one, telling him that this was the way to start budgeting by finding out where his money was going. Never heard another word about it
BTW to keep an eye on my bank accounts I use a rather old copy of Microsoft Money (they stopped making it years ago) but it is simple to use and does the job well so I have never seen any reason to change. You can still pick up copies cheaply on eBay.
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