Re: Debt
Yes I believe we are in a materialistic world, with people wanting the top end iPhone, or a high performance car, or that 50” tv, designer clothes...all because someone else has them so they must do better.
I have had large debts before, once reaching £1,000 on my credit card. (Going back years now.). I was ashamed of myself, paid it off, and vowed never to get in that state again.
Yes, I DID get a work loan to top up savings for my brand new car, in 2003, but when I got the redundancy money 9 months later, paid it all off.
Fortunately I have no desire for the ‘branded’ clothes, or an expensive iPhone (once was enough). (Even though I have a pedigree Westie. Not the same thing...is it?!)