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I saw this article in 'that' newspaper about a 73year old lady, who has lots of money but won't spend it. Instead, she penny pinches or talks herself out of purchasing something!
She says she's proud to be a miser!
Have you become a miser in your 'old age' or do you splash the cash?!!
Depends whether one has 'spare' cash to be generous with in the first instance.
We never had spare cash when first married and bringing up the daughters,now because of circumstances we are lucky we have spare monies,do we spend it,heck no 30+ yrs of scrimping ensures that'll never happen.